2026-10-28 → 11-02 Earnings Bull
SoFi Posts Record Member Adds, Optimistic FY27 Guide 1.2M record member adds; FY27 guide implies $6.4B revenue, $0.90 EPS
D1 +4.5% · +5d +1.4%
› 5 waves of this story2026-10-28 Company raises FY guidance, sees $5.04B adjusted net revenue in 2026; 2027 growth funded by organic capital2026-10-30 Q3 revenue +44% YoY, record $470M adj. EBITDA; guides 2027 revenue to $6.4B and EPS $0.90, both above consensus2026-10-31 Bulls remain bullish post-print, but SOFI led declines amid market pullback, showing valuation divergence2026-11-02 Credit card accounts grew from 392K to 656K, financial services revenue rising2026-11-02 1.2M record member adds; FY27 guide implies $6.4B revenue, $0.90 EPS2026-11-01 Product
SoFi Enters Blockchain Payments with Proprietary Digital Dollar Settlement Integrating blockchain into Mastercard card network, expanding payment infrastructure
D1 -1.0% · +5d +0.9%
2026-10-27 8-K filing
8-K: Item 2.02, Item 9.01 D1 +13.4% · +5d +2.3%
2026-10-27 Earnings
Earnings report Q3 2026 revenue reached $1.4 billion, up 44% year-over-year, with adjusted EPS of $0.18.
D1 +13.4% · +5d +2.3%
2026-10-21 → 10-24 Company Bull
SoFi partners with Prudential to offer life insurance to 15M+ members Expands SoFi's financial services ecosystem, boosting member engagement
D1 +1.5% · +5d +15.0%
› 2 waves of this story2026-10-21 Deal lets SoFi monetize existing members without taking on insurance risk2026-10-24 Expands SoFi's financial services ecosystem, boosting member engagement2026-10-22 → 10-23 Product
SoFi launches SOFIE tokenized deposits at 4.40% APY Tokenized deposit rollout continues, market watches crypto-banking integration
D1 -0.9% · +5d +19.2%
› 3 waves of this story2026-10-22 First US national bank to offer FDIC-insured tokenized deposits to consumers, bypassing stablecoin interest ban2026-10-23 First US national bank to offer tokenized deposits to individuals, innovative product2026-10-23 Tokenized deposit rollout continues, market watches crypto-banking integration2026-10-13 Analyst Bull
StoneX Initiates SoFi at Buy with $25 PT StoneX sees strong business growth and oversold stock, citing profit conversion and valuation upside
D1 +0.1% · +5d -3.7%
2026-09-26 → 10-12 Product Bull
SoFi Stablecoin Card Launches in Mexico, $25B+ Annualized Volume Crypto-linked cards with Orbi/Mastercard; exploring SoFiUSD transfers amid regional demand
D1 -3.9% · +5d -0.1%
› 5 waves of this story2026-09-26 Stablecoin settlement cuts intermediaries, boosts capital efficiency, strengthens fintech edge2026-09-28 Stablecoin commercial traction grows, but valuation premium caps appeal2026-10-07 Investors debate SoFiUSD undervaluation; $25B card migration could amplify impact2026-10-08 SoFi Tech Solutions partners with Orbi and Mastercard for crypto-linked card, expanding stablecoin infrastructure fees2026-10-12 Crypto-linked cards with Orbi/Mastercard; exploring SoFiUSD transfers amid regional demand2026-10-07 Product Bull
SoFi Launches SMB Lending to Broaden Fee Income New loan product could expand fee income via Loan Platform Business amid strong demand
D1 -0.6% · +5d -9.2%
2026-10-06 Other Bear
SoFi Falls to $15.76 as Market Gains Closed at $15.76, down 1.01% from prior session
D1 -1.0% · +5d -3.3%
2026-09-29 Earnings
SoFi to Report Q3 Earnings on Oct 27; AI Deposit Competition in Focus Earnings date confirmed; Apollo warns AI agents may accelerate deposit outflows, pressuring funding costs
D1 -0.1% · +5d -0.9%
2026-09-26 Analyst Bull
SoFi Down 40% YTD Near Lows, Business Fundamentals Still Viewed Favorably Multiple analyses cite disconnect between price and business; cross-sell and internal AI platform support long-term
D1 -3.9% · +5d -0.1%
2026-09-23 → 09-24 Product Bull
SoFi Launches Stablecoin Settlement with Mastercard, $25B+ Annual Card Volume Multiple sources confirm live integration, covering annual card volume, shifting settlement rails
D1 -3.6% · +5d -5.0%
› 3 waves of this story2026-09-23 SoFi moves its $25B card program to blockchain settlement, enabling faster fund access, marking stablecoin adoption in mainstream payments.2026-09-23 SoFiUSD on Mastercard network marks stablecoin adoption in mainstream payments, potential new growth driver.2026-09-24 Multiple sources confirm live integration, covering annual card volume, shifting settlement rails2026-09-18 Capital Bull
Bank of America Established New SOFI Position of ~9.1M Shares in Q2 Institutional new position adds to evidence of large investor interest
D1 +1.4% · +5d -2.2%
2026-09-17 Company Bull
SoFi Cross-Buy Rate Hits 51% as Record Member and Product Growth Continues Rising cross-buy rate signals stronger engagement and revenue diversification, yet stock remains near 52-week low.
D1 -0.7% · +5d +0.4%
2026-09-15 Capital Bull
California Teachers Retirement Fund Boosts SOFI Stake to $559M Institutional 13F filing shows 1,603% stake increase, signaling long-term investor confidence
D1 -3.3% · +5d +0.5%
2026-09-15 Other
SOFI Rises 1.91% to $17.65 Despite Market Dip Stock outperforms as S&P 500 falls 0.48%; analysts expect strong earnings
D1 -3.3% · +5d +0.5%
2026-09-09 → 09-11 Analyst Bull
William Blair Reiterates Outperform on SoFi Analyst reiterates bullish stance amid low stock price; market weighs fundamentals vs valuation
D1 -3.8% · +5d -2.8%
› 2 waves of this story2026-09-09 Analyst sees strong acquisition/deposit funnel but flags rate-cut risk and asset-intensive lending2026-09-11 Analyst reiterates bullish stance amid low stock price; market weighs fundamentals vs valuation2026-09-09 Company Bull
SoFi CFO at Goldman Conf Says No Equity Raise Needed, Growth Strong CFO reiterates no capital raise, highlights lending platform and diversified growth; analyst reiterates Strong Buy
D1 -3.8% · +5d -2.8%
2026-09-03 → 09-09 Company Bear
SoFi Dips 3% Amid Reported Kraken Crypto Settlement Tie-Up Reported tie-up with Kraken fails to lift sentiment; shares fall to $17.50
D1 +3.8% · +5d -6.4%
› 4 waves of this story2026-09-03 Payward joins SoFi Exchange Network; Kraken to list SoFiUSD; SoFi taps Kraken Prime for crypto liquidity2026-09-05 Partnership links banking with digital-asset markets; SoFiUSD listed on Kraken2026-09-05 Integration links banking services with digital-asset markets; SoFiUSD goes live on Kraken2026-09-09 Reported tie-up with Kraken fails to lift sentiment; shares fall to $17.502026-08-11 → 09-06 Capital Bull
Multiple Institutions Open Q2 SOFI Positions: Over 160K Shares Jupiter Topco and Manulife disclose new SOFI stakes; institutional accumulation continues in Q2 filings
D1 -0.8% · +5d -1.8%
› 4 waves of this story2026-08-11 Arrowstreet opened ~$4.6M position; Franklin increased 23%; institutional trend in focus2026-08-23 Allworth Financial, Deutsche Bank, and Rakuten Securities disclosed new stakes, showing continued institutional accumulation.2026-08-28 Banks and funds disclose fresh SOFI holdings2026-09-06 Jupiter Topco and Manulife disclose new SOFI stakes; institutional accumulation continues in Q2 filings2026-09-02 → 09-03 Capital Bull
Scotiabank Initiates SoFi at Outperform with $25 Target Scotiabank starts coverage with Outperform and $25 price target
D1 +4.6% · +5d -3.5%
› 3 waves of this story2026-09-02 CPPIB new stake and Scotiabank bullish initiation signal rising institutional interest2026-09-02 Scotiabank sees SoFi as a broader financial platform, with growth and capital-light revenue supporting estimates above consensus2026-09-03 Scotiabank starts coverage with Outperform and $25 price target2026-09-01 Company
SoFi Product Flywheel Gains Traction as Cross-Sell Ratio Rises 51% of new products from existing members in Q2, up YoY; shares dip on rate concerns
D1 -4.6% · +5d +1.6%
› 2 waves of this story2026-09-01 51% of new products from existing members in Q2, up YoY, showing platform shift2026-09-01 51% of new products from existing members in Q2, up YoY; shares dip on rate concerns2026-08-31 Company
SoFi Tech Solutions' New President Drives Finance Cloud Platform Ex-Visa exec leads effort to build 'AWS of finance', expanding B2B services
D1 -1.0% · +5d +0.7%
2026-08-28 → 08-30 Company Bear
SoFi Faces Renewed Scrutiny Over Product Penetration and Customer Acquisition Costs Motley Fool questions bank status, citing low product penetration and high marketing costs
D1 -5.8% · +5d +0.9%
› 3 waves of this story2026-08-28 Q2 relaunched membership drives revenue and cross-sell2026-08-30 Fundstrat removes SoFi from ETFs; Motley Fool questions low product use and high marketing costs2026-08-30 Motley Fool questions bank status, citing low product penetration and high marketing costs2026-08-25 Product Bull
SoFiUSD enters real-world payments with 24/7 transfers and $300M liquidity pool Stablecoin trade spills into fintech; SoFi's stablecoin scales from concept to payment utility
D1 +4.2% · +5d -10.3%
2026-08-22 Other Bull
SoFi Options Volume Surges with Bullish Sentiment Cboe data shows options volume more than double daily average, calls lead puts, shares up 5.75%
D1 -3.5% · +5d -2.0%
2026-08-19 Earnings Bull
SoFi Q2 Adjusted Net Income Up 65% YoY, Record Loan Originations Strong profit growth and record originations, though credit and funding costs remain key
D1 +4.3% · +5d +2.3%
